Terms of Use and Disclaimer

FRA comments are an expression of opinion only and should not be construed in any manner whatsoever as recommendations to buy or sell a stock, option, future, bond, commodity or any other financial instrument at any time. Of course, we recommend that you consult with a qualified investment or retirement or taxation advisor, one licensed by appropriate regulatory agencies in your legal jurisdiction, before making any investment or retirement decisions, and barring that, we encourage you confirm the facts on your own before making important investment or retirement or taxation commitments.

THE CONTENT OF ALL MATERIALS: SLIDE PRESENTATION AND THEIR ACCOMPANYING RECORDED AUDIO DISCUSSIONS, VIDEO PRESENTATIONS, NARRATED SLIDE PRESENTATIONS AND WEBZINES ARE INTENDED FOR EDUCATIONAL PURPOSES ONLY.

This website and its contents are not a solicitation to trade or invest or buy, and any analysis is the opinion of the authors and is not to be used or relied upon as investment or retirement or taxation advice. Trading and investing can involve substantial risk of loss. Past performance is no guarantee of future returns/results. Commentary is only the opinions of the authors and should not to be used for investment or retirement or taxation decisions. You must carefully examine the risks associated with investing or buying of any sort and whether the investment or retirement or taxation programs are suitable for you. You should never invest or consider investments without a complete set of disclosure documents, and should consider the risks prior to investing. This website and its contents are not in any way a substitution for disclosure. Suitability of investing or retirement or taxation decisions rests solely with the investor or retiree or individual/entity. Your acknowledgement of this Disclaimer and Terms of Use Statement is a condition of access to it. Furthermore, any investments you may make are your sole responsibility.

FAIR USE NOTICE This site contains copyrighted material the use of which has not always been specifically authorized by the copyright owner. We are making such material available in our efforts to advance understanding of environmental, political, human rights, economic, democracy, scientific, and social justice issues, etc. We believe this constitutes a ‘fair use’ of any such copyrighted material as provided for in section 107 of the US Copyright Law. In accordance with Title 17 U.S.C. Section 107, the material on this site is distributed without profit to those who have expressed a prior interest in receiving the included information for research and educational purposes. If you wish to use copyrighted material from this site for purposes of your own that go beyond ‘fair use’, you must obtain permission from the copyright owner. The information herein was obtained from sources which FRA believes reliable, but FRA does not guarantee its accuracy.