Terms of Use and Disclaimer

Please read the following terms of use and disclaimer (“Terms and Conditions”) carefully before using this website or any of its associated websites or associated social media outlets including its associated email-based subscription services (“WEBSITE”).

This WEBSITE is intended for informational and educational purposes only. Despite our efforts to be accurate, these pages may contain errors and information that is no longer current. The information published on this WEBSITE is subject to change on a regular basis without notice. This WEBSITE should not be regarded as a complete analysis of the subjects discussed.

Past performance is not indicative of future results. Therefore, no current or prospective client should assume that future performance of any specific investment or investment strategy made reference to directly or indirectly, or indirectly via a link to an unaffiliated third party website, will be profitable or equal the corresponding indicated performance level(s).

Different types of investments and/or investment strategies involve varying levels of risk, and there can be no assurance that any specific investment or investment strategy will be either suitable or profitable for a client’s or prospective client’s portfolio and may result in a complete loss of principal.

Nothing on this WEBSITE should be constructed as a solicitation or offer, or recommendation to acquire or dispose of any investment or to engage in any other transaction. The content does not render or offer to render personal investment advice or financial planning advice through this WEBSITE.

Viewing or utilizing information on this WEBSITE does not create an investment advisory relationship of any kind.

The content uses links to other websites in an effort to assist users in locating information on topics that might be of interest to them. We cannot attest to the accuracy of information provided by linked sites. Linking to a website does not constitute an endorsement. Technical problems with outside links, other than a link that has been moved or changed, should be reported to the entity that maintains the site.

This WEBSITE is provided to you without charge as a convenience and for your information and education only. By providing access to this WEBSITE content, we do not warrant nor represent the following:

We do not assume any liability for these matters. In other words, you use this WEBSITE at your own risk. Under no circumstances, including but not limited to negligence, shall we be liable for any direct or indirect, special, incidental or consequential damages. This includes loss of data or profit arising out of the use or the inability to use the content of this WEBSITE, even if one of our representatives has been advised of the possibility of your damages. Some jurisdictions do not allow the exclusion or limitation of liability for consequential or incidental damages. In such jurisdictions, our liability is limited to the greatest extent permitted by law.

In regard to the Financial Repression Authority (“FRA”):

FRA does not endorse or recommend any product or service (or associated merchant or provider of such product or service) referenced or advertised on this WEBSITE. FRA may receive an advertising referral fee from the merchant or provider if you purchase a product or service through this WEBSITE through FRA’s referral codes with the merchant or provider. You must carefully examine the risks associated with investing or buying any product or service and whether the product or service is suitable for you.

FRA comments are an expression of opinion only and should not be construed in any manner whatsoever as recommendations to buy or sell a stock, option, future, bond, commodity or any other financial instrument at any time. Of course, we recommend that you consult with a qualified investment or retirement or taxation advisor, one licensed by appropriate regulatory agencies in your legal jurisdiction, before making any investment or retirement decisions, and barring that, we encourage you confirm the facts on your own before making important investment or retirement or taxation commitments. THE CONTENT OF ALL MATERIALS: SLIDE PRESENTATION AND THEIR ACCOMPANYING RECORDED AUDIO DISCUSSIONS, VIDEO PRESENTATIONS, NARRATED SLIDE PRESENTATIONS AND WEBZINES ARE INTENDED FOR INFORMATIONAL AND EDUCATIONAL PURPOSES ONLY. This WEBSITE and its contents or advertisements are not a solicitation to trade or invest or buy, and any analysis is the opinion of the authors and is not to be used or relied upon as investment or retirement or taxation advice. Trading and investing can involve substantial risk of loss. Past performance is no guarantee of future returns/results. Articles or Commentaries are only the opinions of the authors and should not to be used for investment or retirement or taxation decisions. You must carefully examine the risks associated with investing or buying of any product or service and whether the investment, product or service is suitable for you. You should never invest or consider investments without a complete set of disclosure documents, and should consider the risks prior to investing. This WEBSITE and its contents are not in any way a substitution for disclosure. Suitability of investing or retirement or taxation decisions rests solely with the investor or retiree or individual/entity. Your acknowledgement of this Disclaimer and Terms of Use Statement is a condition of access to it. Furthermore, any investments you may make are your sole responsibility.

FAIR USE NOTICE This site contains copyrighted material the use of which has not always been specifically authorized by the copyright owner. We are making such material available in our efforts to advance understanding of environmental, political, human rights, economic, democracy, scientific, and social justice issues, etc. We believe this constitutes a ‘fair use’ of any such copyrighted material as provided for in section 107 of the US Copyright Law. In accordance with Title 17 U.S.C. Section 107, the material on this site is distributed without profit to those who have expressed a prior interest in receiving the included information for research and educational purposes. If you wish to use copyrighted material from this WEBSITE for purposes of your own that go beyond ‘fair use’, you must obtain permission from the copyright owner. The information herein was obtained from sources which FRA believes reliable, but FRA does not guarantee its accuracy.